High-risk & traditional merchant accounts
Declined by your processor? We get you approved, and keep you approved.
RiskVantage Consulting places businesses of every kind with processors that understand their industry, then stays on the account to head off freezes, reserves and surprise shutdowns.
Every way your customers pay
What we do
We turn "declined" into "approved."
Every red line is a transaction another processor turned away. We route it to a partner that understands your business, and it comes out approved and live.
Sound familiar?
Most of our clients come to us right after something went wrong.
"Your account has been closed."
Stripe, Square or PayPal shut you down overnight. We place you with a processor that approves your business model on purpose.
"Your funds are on hold."
A reserve or payout delay is choking your cash flow. We negotiate reserve and payout terms before you sign.
"Your application was declined."
Your industry is on someone's restricted list. We work with partners who specialize in it.
"Why do my fees keep going up?"
Your statement got harder to read and more expensive. Our free audit shows what you should be paying.
Industries
High-risk or low-risk, we place every kind of merchant.
From peptide clinics and smoke shops to dentists, HVAC companies and online stores.
TRT, HRT, peptides and wellness, placed and protected.
HVAC, plumbing and field service, paid on the spot.
Online stores and recurring billing that keep growing.
High-risk specialties
Traditional businesses
Services
One advisor for your whole payment setup.
Free statement audit
Find out what you're really paying.
Send us one processing statement. Within 48 hours you get a clear report of every fee, what it should be, and what we'd change. Free, even if you never sign with us.
- Hidden markups and non-qualified surcharges
- Contract terms, early-termination fees and equipment leases
- Interchange qualification and your real effective rate
How it works
Most processors stop at approval. We stay on your account.
- STEP 1
Consultation
We review your history, chargebacks, website and goals, and tell you plainly where you stand.
- STEP 2
Matchmaking
We connect you with the processor best suited to your vertical and secure the best terms.
- STEP 3
Launch
Gateway, POS and integrations set up for a seamless switch, with no downtime.
- ONGOING
Advocacy
We protect your account from freezes and volume caps, and keep a backup ready.
US & international
Wherever you sell, we find a way to get you paid.
We place US and international businesses, including cross-border sellers, multi-currency stores and offshore setups, with partners that support how you actually operate.
Leadership
You work directly with the owners.
No call center and no junior reps. The founders review every file personally.
