The people behind every account.

Zach Boss is passionate about building relationships, helping businesses grow, and finding solutions that make a real difference. With years of experience in software sales, embedded payment technology, and the merchant processing industry, Zach brings a well-rounded understanding of the challenges businesses face and the opportunities that come with having the right technology and payment solutions in place.

Throughout his career, Zach has worked with businesses across various industries, helping them simplify operations, improve payment processes, and uncover opportunities to grow their revenue. His experience working with software platforms, integrated payment solutions, and merchant services allows him to look beyond the transaction and focus on what truly matters: helping businesses become more successful.

Zach believes great business is built on trust, communication, and relationships that go beyond the initial sale. He takes pride in getting to know the people behind each business, understanding their goals, and connecting them with solutions that genuinely fit their needs.

"Put people first, lead with value, and build partnerships that create lasting success."

Josh Marx is the Co-Founder of Risk Vantage Consulting, bringing over a decade of specialized merchant processing experience alongside 13+ years as a Chief Marketing Officer and executive growth leader for enterprises exceeding $700 million in annual revenue.

His background uniquely unites boots-on-the-ground payment mechanics with high-level commercial strategy. Having driven direct sales for one of North America’s largest payment processors, Josh possesses an insider’s grasp of interchange dynamics, merchant underwriting, and transaction optimization. At the enterprise scale, he spearheaded major strategic payment initiatives, including co-creating and launching a co-branded Visa credit card program for a $700M+ company (Team National).

As an executive growth architect, he has designed and executed full-scale commercial engines building digital platforms, lead-generation ecosystems, enterprise CRM infrastructures, and high-converting marketing collateral from the ground up for a merchant processing company and over a dozen other entities. At Risk Vantage Consulting, Josh leverages this dual mastery of payment operations and enterprise scale to deliver tailored, risk-adjusted payment solutions that protect margins and accelerate client growth.

"No legitimate business should be shut out by traditional banking."